We have been in the accounts receivable factoring business since 1979, are privately owned, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's ups and downs and in doing so, can support you through any troublesome times you might suffer. Our lights won't go out when the times get troublesome, like a handful of accounts receivable factoring companies sadly have in the past.

Each factoring company has a preference for size, industry, and risk. It's not practical for you to pick which accounts receivable factoring firm is the ideal fit for you. By contacting us, we can cut out a tremendous amount of time by helping you find the ideal match for your company - whether it's with us or another accounts receivable factoring company.

We have a vast A-List of accounts receivable factoring industry colleagues, these trusted connections were built over 20+ years in the business. So, when you take some time to explain what you need to us, you'll quickly see that we can help you find precisely what you need.

Nearly all accounts receivable factoring firms let you pick and choose your customers that you would like to factor. Except a handful of them normally require a minimum dollar amount in order to do business with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is pretty much like carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement which will force you into accounts receivable factoring when you don't require it.

Nearly all accounts receivable factoring firms are not upfront about their fees. You need to be a detective to find those hidden fees. You can be rest assured, We will not treat you this way.  We are flat out transparent about our fees. When you apply, you are given a transparent, no obligation rate proposal with the fee for your business. See which other factoring company, If any, will be that will be flat out transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some invoice factoring companies are funded by Wall Sreet bankers. We are a privately held company and don't take orders from investors and boards. Much like you, we are like-minded business people who know what it takes to run a business. We take the time to hear your story, learn your concerns. Based on that information we will put together a tailored solution for you. Nearly all invoice factoring companies notably the Silicon Valley ones almost exclusively bet on an algorithm to establish your company's funding program. Who do you want to depend on as a cash flow partner to fund your business?

Nearly all accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you get your own dedicated account administrator to be your point of contact – who knows your business intimately, and can support you in ways the others just can't or don't want to be disturbed.

Don't ignore the fact that the accounts receivable factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is beyond compare. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we track each invoice and follow them the same as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from dicey transactions. You have quick access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues in order to correct them without delay.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Stay ahead of negative payment trends. This is crucial to avoid preventable write-offs.

We make sure to adopt first-rate technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means better rates for you. Nearly all other companies are not even remotely close.